US Department of Agriculture

Business and Industry Loan Guarantees

This program offers loan guarantees to rural businesses.

Eligible uses include (but are not limited to):


Maximum Award Amount

See funding website for loan details.

Cost Matching


Eligible Applicants

Lenders need the legal authority, financial strength and sufficient experience to operate a successful lending program. This includes:

  • Federal or state-chartered banks.
  • Savings and loans.
  • Farm credit banks.
  • Credit unions.

Eligible areas:

  • Rural areas outside of a city or town with a population of fewer than 50,000 people.
  • The borrower’s headquarters may be based within a larger city as long as the project

is located in an eligible rural area.

Find Out More and Apply