US Department of Agriculture

Water and Waste Disposal Loan and Grants

This program provides funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and storm water drainage to households and businesses in eligible rural areas

Funds may be used to finance the acquisition, construction or improvement of:

In some cases, funding may also be available for related activities such as:


Maximum Award Amount

  • Long-term, low-interest loans
  • If funds are available, a grant may be combined with a loan if necessary to keep user costs reasonable.

See funding website for loan and grant details

Cost Matching

Not required

Eligible Applicants

This program assists qualified applicants who are not otherwise able to obtain commercial credit on reasonable terms. Eligible applicants include:

  • Most state and local governmental entities
  • Private nonprofits
  • Federally-recognized tribes

Eligible areas include:

  • Rural areas and towns with populations of 10,000 or less — check eligible addresses
  • Tribal lands in rural areas
  • Colonias

Find Out More and Apply