US Department of Agriculture

Water and Waste Disposal Loan Guarantee

This program helps private lenders provide affordable financing to qualified borrowers to improve access to clean, reliable water and waste disposal systems for households and businesses in rural areas.

Funds may be used to finance the acquisition, construction or improvement of:

In some cases, funding may also be available for related activities such as:


Maximum Award Amount

See funding website for loan details.

Cost Matching

Not required

Eligible Applicants

This program assists qualified applicants who are not otherwise able to obtain commercial credit on reasonable terms. Eligible applicants include:

  • Most state and local governmental entities
  • Private nonprofits
  • Federally-recognized tribes

Eligible areas include:

  • Rural areas and towns with populations of 50,000 or less — check eligible addresses
  • Tribal lands in rural areas
  • Colonias

Find Out More and Apply